Richard Chimniak, Realtor Associate

Stimulus bill includes boosts for housing. The American Recovery and Reinvestment Act of 2009 (H.R. 1) increases the first-time homebuyer tax credit to $8,000 and eliminates the repayment requirement for buyers who purchase a home between Jan. 1, 2009 and Dec. 1, 2009 (See how the tax credit works). Other housing measures in ...

CURRENT MORTGAGE REFOCUSING - FEB 2008 ·        During the refinance boom, lenders would get back to you whenever ·        Bust of the sub-prime market has eliminated a good percentage of buyers ...

1. Patience Patience is one of the most important traits when it comes to saving money. This means waiting until the first wave of product hype has passed, keeping a car for an extra few years before getting another one and waiting until something you want fits into your budget instead of putting it on credit. Patience is often the difference ...

1. LAMPS - Replace all your lamps with compact fluorescent bulbs (ENERGY SAVINGS of two-thirds) 2. BATHROOM - Turn off tap/faucet when brushing your teeth ( SAVINGS 10 gallons a day per person, Family of four equals 14,400 gallons per year) 3. HOME OFFICE - Computer, printer, fax, phone, speakers..etc  can use the equaviant of a 150 watt ...