Richard Chimniak, Realtor Associate

Baseball caps can get bent in the washing machine but hold their shape in the dishwasher, especially inside a contraption like the Ball Cap Washer Don’t wash them with dishes; food can get trapped in the cloth. Action figures and other small toys can ride in a mesh lingerie bag on the top rack (but don’t wash Barbie or she’ll ...

Stimulus bill includes boosts for housing. The American Recovery and Reinvestment Act of 2009 (H.R. 1) increases the first-time homebuyer tax credit to $8,000 and eliminates the repayment requirement for buyers who purchase a home between Jan. 1, 2009 and Dec. 1, 2009 (See how the tax credit works). Other housing measures in ...

CURRENT MORTGAGE REFOCUSING - FEB 2008 ·        During the refinance boom, lenders would get back to you whenever ·        Bust of the sub-prime market has eliminated a good percentage of buyers ...

1. Patience Patience is one of the most important traits when it comes to saving money. This means waiting until the first wave of product hype has passed, keeping a car for an extra few years before getting another one and waiting until something you want fits into your budget instead of putting it on credit. Patience is often the difference ...

According to the 2006 NAR (National Association of Realtors) Profile of Home Buyers and Sellers, 83% of sellers use full-service brokerage, 9% use limited-service brokerage and 8% use minimal-service such as simply listing the property on the MLS. Consumer satisfaction with the level of brokerage service varies, with 71 percent of sellers saying ...